What is a note? Why and how do I sell it?

1. What is a note?

A written document that states a promise to pay, and the terms which include the amount, interest rate and length of time in which to fulfill this promise.

2. What if I want cash now instead of waiting 30 years to get paid back?

That's where I come in. I work with investors who are interested in purchasing your note (or your client's note) from you so you can have the money you need. This way, you don't have to worry about late payments or non-payment any longer!

3. Who buys notes?

Actually, there are thousands of individuals across the country who buy notes. Just like banks buy mortgages, private buyers buy notes as investments. They collect payments over time for a steady stream of income.

4. How much is this going to cost me?

There is no charge to you, the note holder.

5. How long will it take before I get my money?

All deals vary, but normal closing time is 4 to 6 weeks after note appraisal is complete. If you are in need of fast closing times, we can arrange an expedited closing.

6. Why should I even consider selling my note if I'm receiving monthly payments?

• 
  No more collecting the payments from your borrower
  No default, bankruptcy and foreclosure concerns
  No seizure of property for unpaid taxes and IRS liens concerns
  No stability of borrowers finances and ability to pay concerns
  No more IRS reporting concerns
  No hazard insurance lapses resulting in loss of property concerns
  (make sure you are listed on your buyers insurance policy. If you are not you could lose your entire investment in a second. For more info click here)
  No more loss of value on your note due to inflation. Remember, the longer
  you hold on to your note , the less value your investment has.
  
  

7. Are there any hidden costs after my appraisal is complete?

There are no cost to you. We pay all closing cost. We aim to make this a stress free and quick transaction.

8. What options do you provide?

• 
  Full Purchase
  Simultaneous Purchase
  Reverse Partial
  Split Disbursement Partial
  Partial Purchase (cash advance on partial payments)
  Multiple Stage Payout

9. Do you purchase other kinds of notes?

Yes, we are...

• Mortgage Note Buyer
  Business Note Buyer
  Equipment Leasing Note Buyer
  Promissory Note Buyer
  Contract for Deed Buyer
  Mobile Home Note Buyer
  Accounts receivables Buyer
  Land Sale Contract Buyer
  Trust Indentures Buyer
  Settlement Buyer
  Annuity Buyer
  Lottery Winnings Buyer

10. Do you have a minimum or a maximum limit to the size of the notes you will purchase?

No, we have no minimum or maximums, we purchase notes of any size or dollar amount. We love to purchase small notes as well as notes in the multi-million range.

11. How do I get my money?

Before the close of escrow we will place a cashiers check in a trust account with the title company or attorney of your choice. At the end of closing the title company will express mail the cashiers check to you.

12. Do you do Simultaneous Closing ?

Yes. If you are currently closing on your home and hold a 1st or 2nd note on the property, we can do a simultaneous closing. This helps you get your cash now instead of having to wait.

13. Can I sell just part of my note? Say, 1/2 of payments due?

Yes, we can arrange for a partial or full buy out of your note. You may get an advance on some payments now and hold on to the rest.

14. How do I know if my note qualifies?

Simply click on the "Get Started Now" tab and fill out the short questionnaire and
a representative will contact you within 72 hrs with note appraisal.

15. Where can I go to find more information about note ownership?

Just click on the "Note Owners Manual" button to the left. It's packed with a
wealth of information about note management and selling your note. This manual could save you thousands on your investment. Click Here for details!

16. What if I'm not ready to sell my note yet but have a few questions?

That's ok. We are here for you anytime you decide you need cash.

I do recommend putting our contact info in with your mortgage documents and saving this site in your favorites.

You never know when unexpected financial needs or opportunities may arise
in the future.